Student loan debt can be intimidating and the repayment options can be mind-numbing. How do you navigate the options that best fit your current situation? Joel Doelger is a certified student loan repayment counselor with Credit Counseling of Arkansas. He will explain how to locate your loans, review your repayment options, and select the best option given the rest of what's going on in your financial life. Credit Counseling of Arkansas ("CCOA") is a local non-profit that has been helping individuals and families address personal finance issues through community education and individual financial counseling for more than 22 years. Check out their various services on their website (